Internal Auditor

The Internal Auditor at Alif Finance is a senior and highly responsible role designed for a professional who proactively identifies gaps before they escalate into risks. This position demands a keen analytical mind capable of thoroughly examining financial records, operational processes, and compliance requirements to detect discrepancies and control weaknesses. The ideal candidate is expected to not only identify issues but also analyze root causes, connect insights from diverse data points, and confidently present findings along with practical recommendations to senior management. This role requires active engagement in conducting risk-based financial and operational audits, reviewing internal controls, ensuring adherence to relevant regulations including SECP, NBFC, and Shariah governance, and collaborating with cross-functional teams such as Finance, Operations, and Product to bolster organizational controls. The role involves managing a small team, emphasizing leadership and collaborative skills to guide audits effectively and foster continuous process improvements. The successful candidate will bring at least four years of experience in internal audit, compliance, or risk management, preferably within regulated financial sectors such as banks, NBFCs, MFIs, or fintech companies. Proficiency in data analysis, financial reporting, and reconciliation is critical, along with a strong understanding of fraud risk, anti-money laundering, and regulatory compliance. This position offers an exciting opportunity to contribute to the growth of a purpose-driven fintech that prioritizes ethical and Shariah-compliant financial solutions, where audit findings directly influence strategic decisions and operational excellence.
Responsibilities

Conduct comprehensive risk-based financial and operational audits across various business units to identify vulnerabilities and control weaknesses.
Evaluate the effectiveness of internal controls and pinpoint process gaps that may expose the organization to risk.
Monitor and ensure compliance with Securities and Exchange Commission of Pakistan regulations, Non-Banking Financial Companies requirements, Shariah Governance standards, and internal policies.
Perform detailed financial reconciliations, variance analyses, and reviews to validate transactions and reporting accuracy.
Identify and assess operational, compliance-related, fraud, and anti-money laundering/counter financing of terrorism risks within the organization.
Prepare clear, concise, and actionable audit reports presenting key risks, root causes, and practical recommendations for management.
Collaborate closely with Finance, Operations, and Product teams to develop and implement control enhancements and process improvements.
Lead and manage a small audit team, providing guidance, support, and training to ensure high-quality audit execution.
Apply professional skepticism and critical thinking to challenge existing processes, question anomalies, and drive effective risk mitigation.
Keep abreast of industry best practices, regulatory changes, and emerging risks to proactively adapt audit approaches and controls.