Business Development Officer

Muthoot Fincorp Ltd. is seeking a motivated Business Development Executive to join their branch team. This role focuses on driving branch business growth through effective field marketing, lead generation, and sales conversion. The ideal candidate will work closely under the supervision of the Branch Manager, contributing to achieving monthly sales targets and expanding the customer base for gold loans and third-party products. This position requires a proactive and results-oriented individual capable of maintaining high integrity in customer transactions while supporting branch operations such as interest collection and catchment area development.

Key Responsibilities:
- Increase branch business by generating and converting leads daily through field marketing and sales calls.
- Generate new customer business for gold loans and third-party products.
- Achieve monthly sales targets consistently.
- Cross-sell and up-sell third-party and group products to existing gold loan customers.
- Adhere strictly to lending norms and maintain integrity in all customer dealings.
- Support branch activities related to interest collection.
- Conduct branch catchment development initiatives to generate and convert customer leads into new accounts (NCA).
- Collaborate effectively with internal stakeholders including MFL staff, group company staff, and customers.

Required Qualifications:
- Minimum educational qualification of a Graduate degree. Postgraduate qualifications are preferred but not mandatory.
- Basic computer proficiency, especially in MS Office applications, with MS Excel knowledge considered advantageous.
- At least one year of field sales experience is required.
- Strong communication skills in both the local language and English.

Preferred Skills and Attributes:
- Sales-oriented mindset with excellent communication and interpersonal skills.
- Outgoing, confident, and able to work effectively in a team environment.
- Problem-solving abilities combined with creativity, innovation, and perseverance.
- Flexibility and adaptability to work in a multi-tasking, dynamic environment.
- High level of integrity, empathy, and professionalism.
- Ability to communicate effectively at different organizational levels and handle complex work situations.

Compensation and Benefits:
- Compensation will be aligned with market standards and internal company norms.
- Entitlements and assets will be provided as per company policy.
- The role is offered on a probationary basis with potential for career progression based on performance.

Candidates who are team players and demonstrate the ability to adapt to organizational values and complex work environments will find this role rewarding. This position offers an excellent opportunity to develop a career in business development within a reputed financial services company.