Business Development Officer

Muthoot Fincorp Ltd. is seeking a motivated Business Development Executive to join their branch team. This role focuses on expanding branch business through field marketing, lead generation, and sales activities. The candidate will be responsible for driving new customer acquisition, promoting gold loan products, and cross-selling third-party and group offerings. Reporting directly to the Branch Manager, the position requires a proactive individual capable of working in a dynamic environment while maintaining high integrity and adherence to lending norms.

Key Responsibilities:
- Increase branch business by generating and converting leads on a daily basis.
- Conduct field marketing and sales calls to develop new customer relationships.
- Achieve monthly sales targets consistently.
- Cross-sell and up-sell third-party and group products to existing gold loan customers.
- Support the branch in interest collection activities.
- Organize and participate in branch catchment development initiatives to generate and convert customer leads into new accounts.
- Maintain compliance with lending policies and ensure integrity in all customer transactions.

Required Qualifications:
- Graduate or Post Graduate degree from a recognized institution.
- Basic computer knowledge is mandatory, especially proficiency in MS Office applications; familiarity with MS Excel is preferable.
- Minimum of 1 year of field sales experience.
- Strong communication skills in both the local language and English.

Preferred Skills and Attributes:
- Sales-oriented mindset with excellent communication and interpersonal skills.
- Outgoing, confident, and able to work effectively in a team environment.
- Problem-solving abilities, result-driven, proactive, and creative.
- Demonstrates perseverance, flexibility, and integrity.
- Pleasant and smart demeanor with empathy towards customers.
- Ability to multitask and adapt to complex work environments while upholding organizational values.

Compensation and Benefits:
- Compensation will be aligned with market standards and internal company norms.
- Entitlements and assets will be provided as per company policy.

This is a probationary employment opportunity classified under grade B2 within the branch department. The role requires interaction with internal stakeholders including Muthoot Fincorp Ltd. staff, group company employees, and customers. While there is no defined career progression mentioned, the position offers valuable experience in branch business development and sales within a reputed financial services company.

Candidates who are team players with strong communication skills and the ability to thrive in a fast-paced, multi-tasking environment are encouraged to apply. The role demands adaptability, effective communication at various organizational levels, and a commitment to living the company’s values.