Credit Executive

Edufi Financial Services Privated Ltd.

Lahore , Pakistan

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Posted 6 hours ago Report Job

We are seeking a detail-oriented Credit Executive with prior banking experience to join our Credit team. The successful candidate will have a strong understanding of credit policies, loan processes, and reporting. This role involves evaluating credit applications, managing documentation, and monitoring the credit portfolio to ensure compliance and risk mitigation.

Key Responsibilities
- Review and evaluate loan applications in accordance with the company’s credit policies and risk parameters.
- Ensure accurate and timely processing of credit approvals and rejections.
- Prepare and maintain credit-related reports, including portfolio performance, approval rates, and exceptions.
- Monitor adherence to internal credit policies and escalate any exceptions to relevant authorities.
- Collaborate with Sales, Collections, and Risk teams to facilitate smooth credit operations.
- Maintain proper documentation and record-keeping of all credit files.

Required Qualifications
- 1 to 2 years of experience in a bank or financial institution, preferably in a credit or lending role.
- Strong knowledge of credit policies, loan appraisal techniques, and risk assessment.
- Proficiency in report writing and MS Excel, including data analysis and portfolio tracking.
- Excellent analytical and decision-making skills.
- High attention to detail with the ability to work effectively under deadlines.
- Bachelor’s degree in Finance, Business, Accounting, or a related field.
- Good communication and coordination abilities.

Preferred Qualifications and Benefits
- Competitive salary package ranging from Rs 60,000 to Rs 70,000 per month.
- Opportunities for growth within a fast-growing fintech or NBFC environment.
- Collaborative and dynamic work culture that encourages professional development.

Additional Information
This position requires working in person. Candidates should have their own laptop and relevant banking experience.

If you meet the above criteria and are looking to advance your career in credit management, we encourage you to apply.