Ecolink, a rapidly expanding Chinese fintech and consumer financing company, is establishing its presence in Pakistan. The company focuses on making smartphone ownership accessible through flexible installment plans by leveraging technology, data, retail partnerships, and finance. Ecolink’s mission is to bridge the digital divide by providing affordable access to mobile devices and digital financial services. We are currently looking for a detail-oriented Credit Review Officer to join our team on a full-time, on-site basis. The successful candidate will be responsible for assessing and monitoring credit exposures, evaluating customer creditworthiness, and ensuring adherence to the company’s credit policies and risk management standards.
Key Responsibilities:
- Review and independently assess credit proposals and approve loans.
- Evaluate borrower financials, creditworthiness, repayment capacity, and associated risks.
- Analyze loan structures, collateral adequacy, and ensure compliance with internal credit policies.
- Recommend approval, modification, or rejection of credit facilities with well-founded justifications.
- Collaborate closely with business units, credit risk, and recovery teams to maintain balanced risk-return decisions.
- Provide constructive feedback and guidance to relationship managers to enhance credit underwriting quality.
Required Qualifications:
- Bachelor’s or Master’s degree in Finance, Accounting, Business Administration, or a related discipline.
- Between 6 months to 1 year of relevant work experience.
- Experience in sectors such as banking, BPO/data entry firms, call centers, credit rating agencies, fintech startups, micro-credit, or telecommunications is preferred.
- Fresh graduates are encouraged to apply.
The position offers a monthly salary range of Rs50,000 to Rs60,000. The role requires physical presence at the work location, emphasizing hands-on collaboration with various teams.
This opportunity is ideal for candidates seeking to develop their career in credit analysis and risk assessment within a dynamic fintech environment.
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