Credit Risk Analyst

Bank Al-Habib is seeking a Credit Risk Analyst to join their team in Karachi on a full-time basis. This role involves evaluating the quality of the bank’s credit portfolio and conducting industry research to support informed decision-making. The ideal candidate will have a solid foundation in finance and credit concepts, strong analytical abilities, and effective communication skills in English. This position offers an excellent opportunity for both fresh graduates and professionals with some experience in corporate or commercial banking.

Key Responsibilities:
- Review and assess the quality of the bank’s credit portfolio to ensure sound risk management.
- Conduct research on industry trends and prepare detailed reports to aid strategic planning.
- Collaborate with different teams to support credit risk evaluation and decision-making processes.
- Utilize MS Office tools efficiently to analyze data and present findings.
- Manage multiple tasks effectively while maintaining accuracy and meeting deadlines.

Required Qualifications:
- ACCA certification or a Bachelor’s degree in Finance, Accounting, or Business Administration.
- 1 to 3 years of experience in corporate or commercial banking, credit risk analysis, or relationship management is preferred; however, fresh graduates are encouraged to apply.
- Strong understanding of finance and credit principles.
- Excellent verbal and written communication skills in English.
- Proficiency in Microsoft Office applications.
- Ability to multitask and work efficiently in a dynamic environment.

Preferred Qualifications and Benefits:
While specific benefits are not detailed, candidates with prior experience in corporate or commercial banking will be given preference. This role provides a valuable platform for career growth within a reputable financial institution. The position is based in Karachi, offering exposure to a professional banking environment and opportunities to develop expertise in credit risk analysis.

Bank Al-Habib is committed to fostering talent and welcomes applications from motivated individuals who meet the qualifications. This role is ideal for those looking to build a career in credit risk management and banking.