Credit Analyst

KalPay Financials

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PKR. 70,000 - 80,000/Month

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Evaluate clients' credit histories and financial conditions to assess creditworthiness.
Prepare detailed credit reports and present findings to management for approval or rejection of credit applications.
Monitor and review existing accounts to identify potential risks and ensure compliance with credit policies.
Conduct thorough financial analysis, including cash flow analysis, financial ratios, and trend analysis.
Collaborate with other departments, such as sales and legal, to gather necessary information and ensure smooth processing of credit applications.
Stay updated on industry trends, economic conditions, and regulatory changes that may impact credit risk.
Develop and maintain strong relationships with clients, providing excellent customer service and support throughout the credit evaluation process.
Assist in the development and implementation of credit policies and procedures to mitigate risk and improve efficiency.