Unit Head - CAD

LOLC Microfinance Bank seeks an experienced Unit Head for Credit Administration to oversee critical aspects of credit controls, loan disbursement governance, collateral management, portfolio monitoring, and regulatory compliance. This role plays a pivotal part in ensuring successful execution of post-sanction verification and strict adherence to credit approval terms and conditions for loan disbursements.

Responsibilities

Ensure strict post-sanction verification and compliance with all credit approval terms and conditions according to loan disbursement.
Review loan limit activations and oversee disbursement processes across branch networks and digital channels.
Maintain control over offer letters, facility agreements, and loan security documentation.
Supervise the safe custody, perfection, tracking, and physical/digital vaulting of loan documentation and underlying securities.
Generate, analyze, and submit periodic Credit Administration MIS reports for Management, the Board, and regulatory bodies (e.g., SBP).
Continuously refine CAD operational workflows, SOPs, and checklists to align with core banking capabilities and changing regulatory requirements.
Ensure all lending documentation adheres to anti-money laundering (AML), Know Your Customer (KYC), and statutory microfinance regulations.
Act as the primary point of contact for internal and external audits concerning CAD operations and ensure timely resolution of audit observations.
Monitor daily operational reports, identify irregularities or exceptions, and ensure prompt resolution.

Skills

Analytical skills Problem Solving Microsoft Office Credit Risk Management Loan Documentation Regulatory Compliance Portfolio Monitoring Disbursement Governance Collateral Management Interpersonal Skills Audit Coordination MIS Reporting

Job Details

Total Positions:

1 Post

Job Type:

Full Time/Permanent

Job Location:

Islamabad, Pakistan

Gender:

No Preference

Minimum Experience:

7 Years

Apply Before:

Sep 26, 2026

Posting Date:

Aug 25, 2026

LOLC Microfinance Bank

· 1001-1500 employees - Islamabad

LOLC Microfinance Bank was formerly known as Pak Oman Microfinance Bank Limited (the Bank) that was incorporated on 09 March 2006 as a public limited company under Companies Ordinance, 1984 (Repealed with the enactment of the Companies Act, 2017 on 30 May 2017) and was granted a license by the State Bank of Pakistan (SBP) on 12 April 2006.