Manager Balance Sheet Management

The role involves reporting to senior management and the Assets & Liabilities Committee (ALCO), while supporting the development and updating of procedures, controls, and monitoring plans related to Operational Risk Management. The position requires close collaboration with various departments to ensure accurate data for regulatory and group reporting, as well as adherence to risk management frameworks and guidelines.

Key Responsibilities

- Understand and assist in the effective implementation of the Fund Transfer Pricing (FTP) mechanism.
- Report operational risk issues and losses within the unit.
- Conduct quarterly stress testing exercises.
- Ensure compliance with BASEL III guidelines concerning Capital and Liquidity.
- Prepare monthly and quarterly reports on contractual, behavioral, and repricing gaps.
- Maintain comprehensive records of all Key Control Sampling Assessment (KCSA) activities.
- Identify and report weaknesses or exceptions in standard controls.
- Act as the Operational Risk coordinator for the section.
- Monitor daily balance sheet and trial balance reviews, providing timely responses.
- Track macroeconomic changes relevant to ALCO discussions.
- Monitor limits and report any breaches or exceptions to senior management and ALCO.
- Oversee the annual review and approval process for limits and related documentation.
- Ensure timely preparation and submission of regulatory reports.
- Support the Financial Controller and Chief Financial Officer in Recovery and Resolution Planning initiatives.
- Ensure policies and procedures related to liquidity risk are effectively implemented.

Required Qualifications

- Minimum of a bachelor’s degree.
- Professional certifications such as CA, ACCA, or FRM are preferred.

Preferred Experience and Skills

- At least three years of experience in risk management, with exposure to capital and liquidity risks, as well as recovery and resolution planning.
- Strong knowledge of Capital, Liquidity & Funding, Interest Rate Risk in the Banking Book (IRRBB), and relevant economic indicators.
- Excellent communication and stakeholder management skills.
- Proven ability to identify and report control weaknesses and non-compliance issues.

Benefits and Working Environment

The organization offers a competitive salary aligned with its Fair Pay Charter, along with comprehensive benefits designed to support mental, physical, financial, and social wellbeing. Benefits include core bank funding for retirement savings, medical and life insurance, and flexible voluntary benefits depending on location. Employees enjoy generous time-off policies, including annual leave, parental/maternity leave (up to 20 weeks), sabbaticals (up to 12 months), and volunteering leave.

Flexible working options are available, allowing a balance between home and office environments with adaptable working patterns. Wellbeing is actively supported through access to digital platforms, resilience development courses, global Employee Assistance Programs, mental health first-aiders, and various self-help resources.

The company fosters a continuous learning culture, offering opportunities for reskilling and upskilling through physical, virtual, and digital learning channels. As an inclusive and values-driven organization, it celebrates diversity across teams and geographies, ensuring everyone feels respected and empowered to reach their full potential.

This role offers the chance to contribute to a global bank that values integrity, innovation, and collaboration, all while supporting the long-term prosperity of its clients and communities.