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Job Description

  • Responsible for the direction, coordination and evaluation of micro credit business.
  • Lead the branch effectively in order to ensure the achievement of profitability objectives and sale of asset products while adhering to MMBL policies and SBP regulations.
  • Develop the relationship strategy for the assigned branch/area of responsibility with due focus on the verification, loans disbursement, collection and cross-sell.
  • Manage the relationship process of the branch and help to achieve the objectives through timely sales, verification and collection.
  • Build and retain the highest level of motivation in the team to achieve maximum business volumes and employee retention.
  • Provide the leadership to relationship officer so they are highly productive in his/her individual capacity. Each of the relationship officer should be trained and assisted to assume his/her position as a first level of credit review that can correctly assess and verify the customer’s income/demographics with the view to establish customer’s need and credibility for the proposed loan.
  • Undertake capacity planning to meet the assigned tangible objectives of loan volumes and zero default through effective and timely verification, collection and cross sell.
  • Organize and deploy resources to match the business priorities in the branch and take the best return from each team member in terms of the assigned objectives.
  • Co-ordinates with operations department to ensure the timely disbursals of loans while retaining the inegrity of the process and documents.
  • Take ownership of collection in the branch and ensure zero portfolios at risk (PAR) and zero loss.
  • Seek opportunities to support and build the branch base in deposits through active solicitation of existing relationship customers.
  • To effectively manage the portfolio, maintain MIS reports for verification, loan disbursement and collections.
  • Support branch service through positive relationship with customers and help build the bank’s image/reputation in the community /market.
  • Identify portfolio risks and inform the branch manager/relationship manager on all matters related to it.
  • Undertake self-assessment of respective area and be ready for review /audits by internal /external auditors and SBP or other regulators.

Job Details

Functional Area:
Total Positions:
1 Post
Job Shift:
First Shift (Day)
Job Type:
Full Time/Permanent
Department:
Business Banking
Job Location:
Gender:
No Preference
Minimum Education:
Bachelors
Career Level:
Experienced Professional
Minimum Experience:
2 Years
Apply Before:
May 15, 2019
Posting Date:
Apr 15, 2019
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Mobilink Microfinace Bank

Banking/Financial Services · 1001-1500 employees - Lahore

Mobilink Microfinance Bank Limited (MMBL) is Pakistan largest digital bank with over 15 million mobile wallets. Backed by Global Telecom - VEON Co., MMBL started operations in April 2012 and launched branch-less banking operations under the brand name JAZZCASH in partnership with Pakistan's l ...Read More

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