Job Responsibilities:

  • Identify business opportunities and facilitate Country Head / CBBO in preparing business strategy to capture market.
  • Ensure to achieve the set monthly / quarterly / yearly targets of deposit growth according to right product mix of CALSA / SA / TD as per budgeted personal targets and for individuals / teams under control to manage the cost of funds along with business growth.
  • Enable Corporate Deposit Marketing at reasonable rates on advice and need of Bank Treasury to meet the monthly / quarterly / annual targets of respective Regions.
  • Ensure that NTB customers are accepted into depository relationship with due diligence / AML/ CFT and other regulatory parameters.
  • Ensure enforcement of internal control, and reporting as per MMBL’s policies and State Bank of Pakistan’s regulations.
  • Continuously benchmark competition, track market developments in order to keep abreast of the competition.
  • Ensure the objectives are met within Bank policies, procedures, strategies and maintain coordination with internal units of the bank.
  • Ensure region-wide structure, hiring, training and deployment of human resources as per assigned head count.
  • Ensure sufficient back up for business continuity and headcount replacement due to high performing high turnover environment.
  • Execute marketing activities, road shows, storming, feet on street activities in all the branches under control and submit monthly plan in start of new quarter.
  • Meet the budgeted deposit targets on monthly/quarterly/yearly basis for each branch and overall region.
  • Execute Corporate Deposit marketing with help of Area Managers & Free lancers in building corporate relationships across the Region under control.
  • Will represent the Bank in dealings with the government, State Bank of Pakistan (provincial offices) and the corporate sector.
  • Seek strategic partnerships for Payment/Collection arrangements with corporate sector to achieve ultimate goal of deposit mobilization at affordable costs.
  • Will actively seek deposit banking relationships of high net worth individuals, mid- size corporate clients in public and private sectors, asset management companies, mutual funds, insurance companies and others.
  • Look for alliances and partnerships for distribution of MSME and micro finance products to maximize outreach for reaching ultimate goal of Deposit Mobilization.
  • Take full responsibility of bank’s reputation in all functional areas, particularly the integrity of the human resource, information security, and financial transparency.
  • Maximize revenue generation, contain service delivery cost and ensure team’s profitability through sustainable business growth, controlled expense management against allocated budgets and high quality of portfolio management.

Job Requirement:

  • Hold a Master’s degree from a reputable Institution in business administration, commerce, accounting, marketing, economics, finance or any similar discipline.
  • Have a minimum 10 years of experience working with reputable financial institutions.
  • At least 5 years of experience at senior managerial position / deposit sales within Commercial or Microfinance Banking Industry.

Essential Skills:

  • Skilled in business planning, retail or Corporate banking.
  • Handling a large portfolio of customers.
  • Entrepreneurship & Negotiation Skills.
  • Understands Customer behavior and distribution mechanism.
  • Ability to work under pressure.
  • Results oriented and willing to take responsibilities.
  • Possess excellent analytical, communication and presentation skills.
  • Customer Obsessed.
  • Leadership & motivational ability.
  • Proficient in MS office.
  • Ability to build a Team.

Desired Skills:

  • Knowledge of MMBL’s products/processes and policies.
  • Understanding of compliance and regulatory requirements for each of the products.
  • Skilled in business planning, retail deposit marketing, Relationship building, Corporate banking and customer services.
  • Had been Heading a Network of branches, Deposit Sales Team or part of it so that completely understands Deposit Sales process and relationship management.
  • Proven track record of Sales Team Management and high individual performances.

Job Details

Total Positions:
3 Posts
Job Shift:
First Shift (Day)
Job Type:
Business Banking
No Preference
Minimum Education:
Career Level:
Experienced Professional
Minimum Experience:
7 Years
Apply Before:
Apr 14, 2023
Posting Date:
Mar 13, 2023

Mobilink Microfinance Bank

Banking/Financial Services · 1001-1500 employees - Lahore, Faisalabad, Multan, Islamabad

Mobilink Microfinance Bank Limited (MMBL) is Pakistan's largest digital bank with over 20 million registered and 8 million active digital wallets. Backed by VEON Co., MMBL started operations in April 2012 and launched branch-less banking operations under the brand name JAZZCASH in partnership with Pakistan's largest telecom operator JAZZ in Nov 2012. Being a hybrid model that combines traditional micro finance with mobile / digital banking technologies, the bank now operates with 74 branches, with more than 1559 employees, a network of over 90000 branch-less banking agents (growing) and a USSD (GSM) based digital channel in the country offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (of utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments and thus playing a leading role in promotion of financial inclusion. Despite being a young bank, Mobilink bank has emerged as one of the front runners in the sector and achieved financial break-even within four years of commencing operations in 2016, one of the fastest in the industry. Financial performance of the Bank has been remarkable in 2016, 2017 and 2018 Mobilink Bank & JAZZ, under the brand name JAZZCASH, envision to become market leaders in branchless banking, digital banking and micro financial services offering simple, innovative and value added products and services to the people of Pakistan. MMBL game plan aims at taking banking from confines of limited number of brick and mortar structures to cell phones and thus make a significant contribution in banking the unbanked through digital channels. The Bank so far has financed over 500,000 individual micro and small businesses since inception of the Bank in 2012 and is the proud recipient of “Bank of the Unbanked Award” in 2018 and 2019.

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