Mortgage Analyst

Edge Chartered Certified Accountants , Mortgages & Legal Advisers

Islamabad , Pakistan

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Edge Chartered Certified Accountants, Mortgages & Legal Advisers is a well-established firm based in the West Midlands, specializing in property accountancy, taxation, business advisory, and support services tailored to small and medium-sized enterprises. The firm also extends its expertise to sole traders, freelancers, and individuals, providing personalized financial guidance. With a strong focus on long-term client relationships, Edge offers a comprehensive range of services that include mortgage and legal advice, ensuring a holistic approach to financial wellbeing. The team is dedicated to delivering exceptional, client-centered service that prioritizes sustainable financial health.

The Mortgage Analyst role is a full-time, on-site position based in Islāmābād, Pakistan. The primary responsibility of this role is to evaluate mortgage applications by analyzing financial documents and supporting underwriting decisions in accordance with internal policies and regulatory standards. The analyst will assess credit risk, review property and borrower information, and prepare detailed, accurate reports for senior advisers and underwriters. This position requires close coordination with clients and internal teams to respond to information requests promptly and maintain comprehensive records within mortgage servicing systems. Additionally, the analyst will contribute to process improvements, ensure compliance with relevant regulations, and support the delivery of high-quality advisory services to mortgage clients.

Key Responsibilities
- Evaluate mortgage applications by reviewing financial documents and assessing credit risk.
- Analyze borrower and property information to support underwriting decisions.
- Prepare clear, accurate reports for senior advisers and underwriters.
- Coordinate with clients and internal teams to gather and respond to information requests.
- Maintain detailed records in mortgage servicing systems to ensure data integrity.
- Contribute to process enhancements and ensure compliance with internal policies and regulatory requirements.
- Support the delivery of high-quality mortgage advisory services, maintaining a client-focused approach.

Required Qualifications
- Knowledge of the mortgage industry and experience with mortgage servicing processes.
- Strong analytical skills, including financial analysis, risk assessment, and attention to detail.
- Clear and professional communication skills for effective interaction with clients and internal stakeholders.
- Foundational underwriting skills and familiarity with mortgage approval criteria.
- Bachelor’s degree in finance, accounting, economics, business, or a related field.
- Proficiency in MS Excel and financial software, with the ability to manage large datasets.
- Strong organizational skills, reliability, and the ability to manage multiple cases and deadlines efficiently in an on-site environment.

Preferred Qualifications and Benefits
- Prior experience in financial services, banking, or mortgage advisory is considered an advantage.

This role offers the opportunity to work within a dynamic team committed to professional growth and client success. Candidates will gain valuable exposure to a broad range of mortgage-related functions and contribute meaningfully to the firm’s integrated financial services.