Regulatory Compliance Officer

QOAY Fin, a dynamic fintech startup specializing in blockchain-based solutions, is dedicated to simplifying cross-border remittances by making them faster, more accessible, and secure. We are seeking a detail-oriented and proactive Regulatory Compliance Officer to join our team remotely, with flexible working hours available on a full-time or part-time basis. This role offers an excellent opportunity for someone early in their compliance career to gain hands-on experience in the fintech, remittances, and blockchain sectors while contributing to the development and maintenance of our compliance program.

Key Responsibilities

Policy & Procedure Management:
- Draft, review, and maintain compliance policies and procedures that align with relevant regulations and business operations.
- Keep accurate records of policy updates and regulatory obligations.
- Provide day-to-day compliance support to business teams by addressing their queries.

Compliance Monitoring & Testing:
- Assist in executing the Compliance Monitoring Plan through control testing and documentation.
- Record findings, track remediation efforts, and follow up on outstanding compliance issues.
- Identify gaps and recommend improvements to compliance controls.

Regulatory Change Management:
- Monitor regulatory developments affecting QOAY Fin’s markets, including remittances, payments, and blockchain services.
- Track FATF guidance and updates from national and international regulatory bodies.
- Support the assessment and implementation of regulatory changes across the organization.

Training & Awareness:
- Assist in developing and delivering compliance training and awareness programs.
- Help employees understand their compliance responsibilities and company policies.
- Maintain records of training attendance and completion.

Reporting & Audit Support:
- Prepare compliance reports and metrics for management review.
- Organize documentation for audits, regulatory reviews, and partner due diligence.
- Support responses to regulatory inquiries under the guidance of compliance leadership.

Required Qualifications
- Bachelor’s degree in Law, Business, Finance, Compliance, Risk Management, or a related field.
- Minimum of two years’ experience in compliance or regulatory roles within financial services, ideally in payments, fintech, banking, or remittances.
- Proven experience drafting policies, documenting procedures, or supporting compliance controls.
- Solid understanding of anti-money laundering (AML), counter-terrorist financing (CTF), customer due diligence (CDD), and sanctions compliance.

Preferred Qualifications and Benefits
- Experience with compliance monitoring, control testing, or audit processes.
- Background in coordinating compliance training initiatives.
- Familiarity with blockchain technology, digital assets, or cross-border payment systems.
- Knowledge of regulatory frameworks relevant to QOAY Fin’s operating markets.

Skills & Attributes
- Excellent written and verbal communication skills.
- Strong attention to detail and ability to maintain accurate records.
- Ability to manage multiple priorities effectively and meet deadlines.
- Proactive in identifying and escalating compliance risks.
- Collaborative mindset when working with business teams.
- High professional ethics and respect for confidentiality.

This role is ideal for a motivated compliance professional eager to grow within a fast-paced fintech environment and contribute meaningfully to a startup focused on innovation and regulatory excellence.