Relationship Manager Assets – Islamic Banking Group

We are seeking experienced professionals to join our Islamic Banking Group as Relationship Managers – Assets. The successful candidate will be responsible for managing and growing a portfolio of asset and trade customers, with a focus on enhancing profitability and expanding business from both existing and new-to-bank clients. This role requires a strong understanding of Islamic finance products, regulatory compliance, and risk management, along with excellent interpersonal and leadership skills. The position is based across multiple locations including Lahore, Islamabad, Karachi, Multan, Peshawar, Gujranwala, and Sahiwal.

Key Responsibilities:
- Achieve assigned asset targets consistently.
- Manage relationships within the assigned portfolio to increase business share and overall profitability.
- Develop business by marketing Islamic finance products tailored to customer needs.
- Prepare credit proposals and conduct regular reviews ensuring adherence to SBP and internal credit policies.
- Monitor risk concentration and identify potential problem accounts early to mitigate risks.
- Support Islamic Banking Business Units in expanding their asset and trade portfolios.
- Undertake additional responsibilities related to asset portfolio building and monitoring as assigned by management.
- Closely monitor the health and performance of the existing portfolio.
- Exhibit leadership qualities, including motivation, team-building, and effective communication.
- Apply strong analytical, critical-thinking, and multitasking abilities to daily tasks.
- Work efficiently under pressure, demonstrating sound problem-solving and decision-making skills.
- Maintain thorough knowledge of regulatory requirements, banking operations, and internal policies.
- Possess a solid understanding of financial statements, financial analysis, and SBP Prudential Regulations.
- Have in-depth knowledge of asset-based Islamic banking products and Shariah principles.
- Stay updated on industry standards and regulatory changes affecting Islamic banking.

Required Qualifications:
- Minimum of a bachelor’s degree or an equivalent professional qualification, preferably in Accounting or Finance.
- At least three years of relevant banking experience, ideally within Islamic banking or related fields.

Preferred Qualifications and Benefits:
- Certification in Islamic Banking from NIBAF is considered an advantage and will strengthen the candidate’s profile.

This role offers the opportunity to work in a dynamic environment within a leading Islamic banking institution, contributing to the growth of innovative financial solutions while adhering to Shariah compliance and regulatory standards. Candidates who demonstrate a proactive approach, strong ethical standards, and a commitment to excellence will find this position rewarding.