Relationship Manager Liabilities

JS Bank is seeking a dedicated Relationship Manager Liabilities to join the Branch Banking team at the DHA Ittehad Branch (Branch Code: 9006). The ideal candidate will play a pivotal role in managing and growing the bank’s liability portfolio by building strong relationships with customers and ensuring the achievement of branch targets. This position requires a proactive individual who can effectively engage with clients, understand their financial needs, and offer suitable banking solutions to enhance customer satisfaction and loyalty.

Key Responsibilities

- Develop and maintain strong relationships with existing and potential customers to increase the branch’s deposit base.
- Identify customer needs and recommend appropriate liability products such as savings accounts, current accounts, term deposits, and other deposit schemes.
- Achieve monthly and quarterly targets related to deposit mobilization and customer acquisition.
- Conduct regular customer visits and follow-ups to ensure high levels of customer engagement and retention.
- Collaborate with the branch sales team and other departments to cross-sell products and services.
- Monitor market trends and competitor activities to identify new business opportunities.
- Ensure compliance with bank policies, regulatory requirements, and internal controls while managing customer accounts.
- Prepare and submit regular reports on liabilities portfolio performance to branch management.
- Participate in branch promotional activities and community events to enhance the bank’s visibility and brand image.

Required Qualifications

- Bachelor’s degree in Business Administration, Finance, or a related field.
- Proven experience in banking, particularly in liabilities management or branch banking.
- Strong interpersonal and communication skills with the ability to build rapport with diverse customer segments.
- Demonstrated ability to meet or exceed sales targets and manage a portfolio of customers.
- Good understanding of banking products, services, and regulatory guidelines.
- Proficiency in using banking software and MS Office applications.
- Customer-focused mindset with excellent problem-solving abilities.
- Ability to work independently as well as part of a team in a fast-paced environment.

Preferred Qualifications and Benefits

- Additional certifications or training in banking, finance, or sales will be considered an advantage.
- Experience working in a branch environment with exposure to retail banking operations.
- Opportunity to grow within the organization through continuous learning and performance-based incentives.
- Competitive salary package with benefits aligned to industry standards.
- Supportive work culture fostering professional development and teamwork.

This role offers a challenging yet rewarding opportunity for a motivated professional to contribute to JS Bank’s growth while advancing their career in branch banking. Candidates who are passionate about customer service and have a strong sales orientation are encouraged to apply.