Relationship Manager - SME (OG-III)

National Bank of Pakistan is seeking a skilled Relationship Manager for its SME segment at the OG-III level. This role involves managing and expanding relationships with small and medium-sized enterprises, ensuring their financial needs are met through tailored banking solutions. The ideal candidate will play a crucial role in driving business growth by identifying opportunities, providing excellent customer service, and maintaining strong client relationships. Recruitment for this position is being conducted by Sidat Hyder Morshed Associates.

Key Responsibilities

- Develop and maintain strong relationships with SME clients to understand their financial requirements and offer appropriate banking products and services.
- Identify new business opportunities within the SME sector to achieve assigned sales targets and contribute to the bank’s growth.
- Conduct thorough credit assessments and risk analysis to ensure compliance with the bank’s lending policies.
- Prepare and present credit proposals for approval, ensuring all documentation is complete and accurate.
- Monitor the performance of the loan portfolio, proactively managing any potential risks or issues.
- Collaborate with internal teams to deliver seamless service and resolve client queries efficiently.
- Keep abreast of market trends and competitor activities to provide insights and recommendations for business development.
- Represent the bank at industry events and networking opportunities to enhance brand visibility and build a strong client base.

Required Qualifications

- Bachelor’s degree in Business Administration, Finance, Economics, or a related field from a recognized institution.
- Minimum of 3-5 years of relevant experience in SME banking, relationship management, or credit analysis.
- Strong understanding of SME banking products, credit risk assessment, and financial analysis.
- Proven track record of achieving sales targets and managing client portfolios effectively.
- Excellent communication, negotiation, and interpersonal skills.
- Ability to work independently as well as part of a team in a fast-paced environment.
- Proficiency in MS Office applications and banking software.

Preferred Qualifications and Benefits

- A professional certification such as CFA, ACCA, or relevant banking qualifications will be considered an advantage.
- Experience working in a reputed financial institution or bank is highly desirable.
- The role offers an opportunity to work with a leading national bank, providing exposure to a diverse client base and career growth potential.
- Competitive compensation package aligned with industry standards.
- Supportive work environment with opportunities for continuous learning and professional development.

Interested candidates are encouraged to apply online through the official application portal before the closing date of 09 October 2026. This is an excellent opportunity for professionals looking to advance their career in SME banking with one of Pakistan’s premier financial institutions.