Senior Officer - Credit Operations (OG-II/OG-I)

National Bank of Pakistan is seeking a Senior Officer for its Credit Operations team at the OG-II/OG-I level. This role involves managing and overseeing credit-related processes to ensure efficient and compliant operations within the bank. The ideal candidate will be responsible for handling credit documentation, monitoring credit portfolios, and ensuring adherence to regulatory and internal policies. This position offers an opportunity to contribute to the bank’s credit risk management framework while working in a dynamic and professional environment.

Key Responsibilities

- Oversee and manage credit operations, including documentation, disbursement, and monitoring of credit facilities.
- Ensure compliance with the bank’s credit policies, regulatory requirements, and internal controls.
- Coordinate with various departments to facilitate smooth credit processing and timely resolution of issues.
- Review and verify credit proposals, ensuring accuracy and completeness of information.
- Maintain accurate records and reports related to credit operations for audit and management purposes.
- Support the credit risk management team by providing necessary data and insights.
- Assist in the development and implementation of process improvements to enhance operational efficiency.
- Handle customer inquiries and resolve discrepancies related to credit transactions.
- Monitor credit portfolio performance and flag any potential risks or irregularities.
- Participate in training and development programs to stay updated with industry best practices and regulatory changes.

Required Qualifications

- A Bachelor’s degree in Finance, Business Administration, Economics, or a related field from a recognized institution.
- Relevant experience in credit operations, banking, or financial services, preferably within a reputable bank or financial institution.
- Strong understanding of credit policies, risk management principles, and regulatory frameworks.
- Proficiency in credit documentation, loan processing, and portfolio monitoring.
- Excellent analytical, organizational, and communication skills.
- Ability to work effectively both independently and as part of a team.
- Attention to detail and a commitment to maintaining high standards of accuracy and compliance.
- Familiarity with banking software and MS Office applications.

Preferred Qualifications and Benefits

Candidates with additional certifications in credit risk management or banking operations will be given preference. Experience in handling large credit portfolios and exposure to regulatory audits is considered an advantage. The position offers a competitive salary package along with opportunities for professional growth and development within National Bank of Pakistan. Working with a leading financial institution provides a stable and rewarding career path, with access to ongoing training and a supportive work environment.

Interested candidates are encouraged to review the full job description and eligibility criteria available on the official recruitment partner’s website. Applications must be submitted online by 23 October 2026. This is an excellent opportunity for professionals seeking to advance their careers in credit operations within a prestigious banking institution.