Bank Officer - MSME

Telenor Microfinance Bank Verified

Faisalabad , Pakistan

Posted Sep 29, 2021 3645 views

PKR. 35,000 - 40,000/Month

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Job Description

Business Growth (60%)

Implements activities related to enrollment of potential MSME loan borrowers, advising to Bank's customers on the issues related to loan types and lending terms. Develops and analyzes socio-economic and financial statements (cash flow, income statement etc) of the customer in order to access the financial soundness of the business and his repayment capacity. Summarizes necessary documents due to enrollment in loan issue and prepares loan packages, Submits loan applications for consideration to defined line management as per set TATs. Gains insight on competitor's product offerings for MSME clients and provide feedback to the line manager

Portfolio Management (30%)

After provision of the loan, implements its monitoring in compliance with internal legal regulations of the Bank until the whole maturity of the loan. Maintains continuous contact with MSME clients so that loan and repayment is recovered on timely basis or through other elements included in Telenor bank's distribution channel. implements supervision over loan portfolio serviced by position holder. ln case of the existence of a problematic loan undertakes measures for disclosing and resolving the problem, after consulting with line management with in branch or region or head office level. Execute identification within the framework, monitoring of the clients and carry out other activities stipulated by the internal regulations of the Bank. Collect recoveries and increase non cash recoveries using easy paisa channels.

Compliance (10%)

Conduct, complete and process MSME loan booking / documentation in strict compliance with Telenor bank's policies, procedures and ethical standards. Thoroughly review of Telenor Bank's policy & processes to understand products and process.

Job Details

Total Positions:
10 Posts
Job Shift:
First Shift (Day)
Job Type:
Job Location:
Minimum Education:
Career Level:
Entry Level
Fresh - 2 Years
Apply Before:
Oct 02, 2021
Posting Date:
Sep 29, 2021
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Telenor Microfinance Bank

Banking/Financial Services · 4501-5000 employees - Faisalabad

pstrongOverview/strong/ppTelenor Microfinance Bank Limited is jointly owned by Telenor Group, the leading telecommunications company across Scandinavia and Asia with 174 million customers, and Ant Financial, the operator of the world's leading payment and lifestyle platform Alipay that's also an aff ...Read More