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Job Description

  • Undertake intensive tours within his area in order to establish personal contacts with progressive farmers and the potential loanee/ farmers. He has to identify genuine & prompt-to-pay farmers, who are active, honest and keen to improve their agricultural production.
  • Maintain liaison with Lamberdars (Heads of villages), Revenue Authorities (Patwari / Tapedar / Tehsildar/ Mukhtiarkar) and Nazims (Local / Union Council/Taluka /District) for better relationship with them, which will obviously help to encash at the time of recovery of agricultural financing, extended in particular area.
  • Ensure availability of loan application forms to the prospective borrowers in their villages, through Post Office/ Mosque Pesh-Imam/UC Nazims/ Pesticides & Fertilizers dealers and guide the applicants in the completion of application forms and other formalities.
  • Processing of Agri-Financing Proposals of his own Branch/ area Branches in the light of Policy & Procedures incorporated in the Manual.
  • Verify and promptly submit his recommendations on the loan applications which are received in the branches and referred to him for report.
  • Spot investigation of applicant(s) credentials & preparation of Farm/Field/ Business Visit Report.
  • Ascertain the status of security offered for the loan by the intending borrowers, nature and state of any previous encumbrances on it or existing indebtedness of borrower.
  • Provide technical assistance to the farmers in the proper utilization of funds, adoption of improved farming practices including mixed farming and use of better yielding inputs.
  • Assist farmers in procurement of supplies of Agricultural inputs from recognized dealers and to derivate them for proper care of their crop to adopt various plant protection measures including spray of insecticides etc, at regular intervals as may be necessary.
  • Maintain post-disbursement contact with the borrowers, identify suitable marketing channels for the farm produce of his area, and offer all possible assistance/advice to the borrowers to market the produce with special institutions and Government Agencies, so that the growers get a better price.
  • Educate borrowers in better use of credit and to clearly demonstrate to them the utility of information collected through Research studies in maximizing return on borrowed funds.
  • Ensure timely recovery of loans at the time of harvesting and marketing of the crop through constant follow-up by keeping close liaison with the farmers and the buyers of the crop.
  • Ensure timely recovery of installments/mark up / adjustment of once in year at the time of harvesting and marketing of the crops through constant follow up by keeping close liaison with farmers and the buyers of crops .
  • Periodical visits in the field for inspection of crops/ asset financed by the Bank.
  • Verification of Agri: Pass Book from the record of Revenue Office.
  • Arrangements to be made for registration of tractor/vehicle/motorcycle and purchase of assets/livestock items under strict control & monitoring.
  • Providing technical assistance to the farmers in the proper utilization of funds, adoption of improved farming practices and use of better yielding inputs.
  • Guide the borrowers in matters relating to production, marketing, maintenance of farm records, and management of farmland.
  • Submit monthly progress report about his work including condition of the crops to the Branch Manager and Head Agri: Business Division, enumerating the difficulties or problems encountered, if any.  Agri Business Division shall circulate the report of Zonal Office / PO.
  • Achievement of agri finance disbursement & recovery targets allocated by Agri Business Head.

Job Details

Total Positions:
35+ Posts
Job Shift:
First Shift (Day)
Job Type:
Full Time/Permanent
20 - 28 Years
Minimum Education:
Degree Title:
Bahelors in Agriculture
Career Level:
Entry Level
Fresh - Less than 1 Year
Apply Before:
Jan 16, 2017
Posting Date:
Dec 15, 2016
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Bank Al Habib Limited

Banking/Financial Services · 1001-1500 employees - Bahawalnagar, Bhakkar, Chiniot, Faisalabad, Gujranwala, Gujrat, Jhang, Kasur, Khanewal, Khushab, Layyah, Mian Walli, Muzaffargarh, Okara, Sialkot, Vehari

Bank AL Habib was incorporated as a Public Limited Company in October 1991 and started banking operations in January 1992. DAWOOD HABIB GROUP, the sponsors of Bank AL Habib Limited have a very long track record of banking which dates back to 1920s. They were among the founder members of Habib Bank L ...Read More