Regional SAM Coordinator - Small & Medium Recovery Wing (South) (AVP)

The Nations Bank, National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.

In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following position in the area of Special Assets Management based in Hyderabad.

The individuals who fulfill the below basic-eligibility criteria may apply for the following position:

Position / Job Title:
Regional SAM Coordinator Small & Medium Recovery Wing (South) (AVP)

Reporting to:

Wing Head Small & Medium Recovery Wing - South

Educational /Professional Qualification:

Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
Candidates having a Masters degree and / or any other relevant professional certification(s) will be preferred

Experience:

Minimum 06 years of Banking experience, out of which 03 years in managing and / or dealing with Recovery Portfolio

Other Skills / Expertise / Knowledge Required:

Sound knowledge of retail and SAM portfolios
Well aware of SBP Prudential Regulations
Proficient in MS-Office

Outline of Main Duties / Responsibilities:

To provide input in formulating strategy for the recovery targets assigned by the Competent Authority
To be responsible for recovery of various loans, including but not limited to SME, Commercial, Agriculture, Islamic and Non-program-based products
To conduct meetings with respective Branch Manager, Wing Head SME Portfolio and Regional Management with regards to defaulters and litigation matters
To review portfolio and coordinate with customers for recovery of loans and maintain annual recovery sheets and MIS
To coordinate / follow up with borrowers for timely payment of monthly/ quarterly installments
To conduct meetings with defaulters, Legal Division and External Agencies (to be done in coordination with Wing Head) to resolve any issues that may arise in recovery of NPL Accounts
To conduct discussions with respective Wing Head on monthly performance and outstanding recoveries
To ensure that recovery targets set by the management are achieved and relevant provisions of the SBP PRs, Recovery Policy / Credit Policy Manual are being adhered during settlement and restructuring of accounts
To ensure compliance of Banking Laws, Regulations, Banking instructions and procedures
To negotiate potential settlement with defaulters in coordination of Wing Head
To participate in monthly meeting with Wing Head to coordinate with Regional Manager for smooth working of SAMG
To follow up with branches for charge off
To maintain all files/documentation and ensure comprehensive records maintenance related to daily operations
To ensure all Audit requirements and observations are addressed (both internal andexternal) and implement measures to minimize and curtail recurrence
To ensure all processes are completed within the specified TAT
To ensure all SOPs are followed as per policies and procedures of the Bank
To perform any other assignment as assigned by the supervisor(s)

Place of Posting:

Hyderabad

Assessment Interview(s)

Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteriawill be invited for panel interview(s).

Employment Type:

The employment will be on contractual basis for three years which may be renewed ondiscretion of the Management. Selected candidates will be offered compensationpackage and other benefits as per Banks Policy / rules.

Apply within 10 working days from the date of this job posting.

Applications received after due date will not be considered in any case. No TA / DA will be admissible for interview.

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.

Responsibilities