The Head of Core Banking, Payments, Digital & Data is a key leadership role within the Technology function, reporting directly to the Chief Information Officer (CIO).

Therolecarriesend-to-endaccountabilityfortheimplementation,Integration,anddeliveryoftheBanks Core Banking System, Payments Infrastructure, Digital Banking Platforms, and Data Ecosystem.

The incumbent will ensure that all platforms are delivered in a structured, controlled, and governed manner, aligned with business priorities, State Bank of Pakistan (SBP) regulations, and Islamic banking requirements, while maintaining the highest standards of STABILITY, SCALABILITY, SECURITY, and PERFORMANCE.

The role will also serve as the Deputy to the CIO, assuming leadership responsibility inthe CIOs absence andensuringcontinuityofdirection,decision-making,execution,andalignmentwiththeBanksstrategic priorities across the Technology function.


Responsibilities
RolePurpose:
  • LeadthesuccessfulimplementationofCoreBanking,Payments,DigitalChannels,andData platforms from initiation to stabilization
  • Translatebusinessrequirementsintostructured,scalable,andwell-governedtechnologysolutions
  • Ensureseamlessintegrationacrossallbankingsystemsandexternalecosystems
  • Establishstrongdeliverydiscipline,governance,andexecutioncontrolacrossallprograms
  • EnsuresystemsareimplementedwithafocusonStability,Scalability,Security,andPerformance
  • Enablereal-time,digital-firstbankingcapabilitiesalignedwithmodernbankingexpectations
  • SupporttheCIOindeliveringtheBanksoverallTechnology Strategythrougheffectiveexecution

KeyResponsibilities:CoreBankingSystemImplementation
  • LeadtheEnd-to-EndImplementationoftheCoreBankingSystem(CBS)
  • Ensurerequirementsareclearlydefined,validatedandsigned-offwithbusinessandShariah stakeholders
  • Managethecompletelifecycleincluding:
  • Requirementsfinalizationandgovernance
    • Vendorselectionandcontractingalignment
      • SolutiondesigninlinewithEnterpriseArchitecture
      • Integration,testing,andqualityassurance
      • Datamigration,reconciliation,andvalidation
      • Cutoverexecutionandpost-go-livestabilization
  • Drivestrongcoordinationacrossbusiness,operations,compliance,andvendors
PaymentsTechnologyImplementation
  • LeadimplementationoftheBanksPAYMENTSecosystem,including:
  • Raast(InstantPaymentSystem)
    • IBFTandRTGSintegrations
      • Cardmanagementandswitchingplatforms
  • EnsurefullcompliancewithSBPandpaymentschemeregulations
    • Enablehighavailabilityandreal-timeprocessingcapabilities
    • EstablishrobustReconciliation,Settlement,andTransactionMonitoringprocesses
    • EnsuretightintegrationwithCoreBankingandDigitalplatforms

DigitalBankingPlatforms
  • LeadimplementationofDigitalBankingChannels,including:
  • MobileBanking
    • InternetBanking(RetailandCorporate)
      • DigitalOnboardingandCustomerLifecycleplatforms
  • DeliverEnd-to-EndDigitalCustomerJourneysthataresimple,secure,andefficient
    • EnableAlways-OnDigitalServiceswithreal-timecapabilities
  • DriveAPI-FirstEnablementforecosystemintegrationandfintechcollaboration
    • Ensureplatformsmeethighstandardsofperformance,usability,andscalability
Integration&Middleware
  • DesignandimplementarobustIntegrationLayer(APIs,Middleware,ESB)
  • Ensureseamlesssystemsconnectivityacross:
  • CoreBanking
    • PaymentsSystems
      • Digital Channels
      • Externalecosystemsandregulatoryplatforms
  • EnforceStandardization,Reusability,andGovernanceacrossintegrations
    • EnsureSECUREandSCALABLEDATAEXCHANGEmechanisms

DataPlatformImplementation
  • LeadimplementationoftheBanksEnterpriseDataPlatform, including:
  • Data Warehouse
    • Real-timedatapipelines
      • Reportingandanalyticsenablement
  • EnsureDataConsistency,accuracy,andreconciliationacrosssystems
    • SupportRegulatoryReporting(SBP)andbusinessintelligenceneeds
    • EstablishDataGovernanceControlsincludingownership,quality,andvalidation

ProgramGovernance&DeliveryControl
  • EstablishstrongGovernancestructuresacrossallprograms
  • Ensureclearplanning,milestonetrackingandriskmanagement
  • Drivedisciplinedexecutionacrossmultipleworkstreamswithfullaccountability
  • Maintaintransparencyonprogress,risks,anddependenciestoCIOandSteeringCommittees
  • Ensuretimelyescalationanddecision-making

Vendor&PartnerManagement
  • Ensurestrictvendoraccountabilityfordeliverytimelinesandquality
  • MonitorvendorperformanceagainstcontractualcommitmentsandSLAs
  • Proactivelymanagedeliveryrisksanddependencies
  • Avoidlong-termvendorlock-inthroughcontrolledarchitecturaldecisions

Testing,QualityAssurance&ReleaseGovernance
  • Ensurecomprehensivetestingstrategy,including:
  • SystemIntegrationTesting(SIT)
    • UserAcceptanceTesting(UAT)
      • Performanceandstresstesting
  • Enforcestrictqualitygatesbeforeproductionreleases
    • MaintaincontrolledandgovernedReleaseManagement
    • Ensureproductionreadinessthroughmonitoring,observability,andproactiveissuedetection

Go-Live&Stabilization
  • Leadcutoverplanningandexecutionwithminimaldisruption
  • EstablishaCommandCenterduringgo-live
  • Driverapidissueresolutionandstabilization
  • EnsuresmoothtransitiontoITOperationsandSupportteams

KeyDeliverables:
  • SuccessfulandcontrolledCoreBankingImplementationandStabilization
  • FullyintegratedandcompliantPaymentsEcosystem
  • LaunchofSecureandScalableDigitalBankingPlatforms
  • RobustIntegrationLayerenablingseamlessconnectivity
  • OperationalDataPlatformsupportingregulatoryandbusinessneeds
  • DeliveryofallprogramswithDiscipline,Control,andTransparency

CoreCompetencies:
  • StrongExecutionandDeliveryLeadership
  • DeepexpertiseinCoreBankingandPaymentsSystems
  • StrongunderstandingofDigitalBankingPlatforms
  • SolidgriponIntegrationArchitectureandDataFlows
  • HighlevelofGovernance,Control,andRiskAwareness
  • StrongStakeholderandVendorManagementcapability
  • AbilitytodeliverunderHighPressureandStrict Timelines

Job Details

Total Positions:
1 Post
Job Type:
Job Location:
Gender:
No Preference
Minimum Experience:
12 Years
Apply Before:
Sep 18, 2026
Posting Date:
Aug 17, 2026

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· 11-50 employees - Islamabad

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