The Head of Core Banking, Payments, Digital & Data is a key leadership role within the Technology function, reporting directly to the Chief Information Officer (CIO).
Therolecarriesend-to-endaccountabilityfortheimplementation,Integration,anddeliveryoftheBanks Core Banking System, Payments Infrastructure, Digital Banking Platforms, and Data Ecosystem.
The incumbent will ensure that all platforms are delivered in a structured, controlled, and governed manner, aligned with business priorities, State Bank of Pakistan (SBP) regulations, and Islamic banking requirements, while maintaining the highest standards of STABILITY, SCALABILITY, SECURITY, and PERFORMANCE.
The role will also serve as the Deputy to the CIO, assuming leadership responsibility inthe CIOs absence andensuringcontinuityofdirection,decision-making,execution,andalignmentwiththeBanksstrategic priorities across the Technology function.
ResponsibilitiesRolePurpose:
- LeadthesuccessfulimplementationofCoreBanking,Payments,DigitalChannels,andData platforms from initiation to stabilization
- Translatebusinessrequirementsintostructured,scalable,andwell-governedtechnologysolutions
- Ensureseamlessintegrationacrossallbankingsystemsandexternalecosystems
- Establishstrongdeliverydiscipline,governance,andexecutioncontrolacrossallprograms
- EnsuresystemsareimplementedwithafocusonStability,Scalability,Security,andPerformance
- Enablereal-time,digital-firstbankingcapabilitiesalignedwithmodernbankingexpectations
- SupporttheCIOindeliveringtheBanksoverallTechnology Strategythrougheffectiveexecution
KeyResponsibilities:CoreBankingSystemImplementation
- LeadtheEnd-to-EndImplementationoftheCoreBankingSystem(CBS)
- Ensurerequirementsareclearlydefined,validatedandsigned-offwithbusinessandShariah stakeholders
- Managethecompletelifecycleincluding:
- Requirementsfinalizationandgovernance
- Vendorselectionandcontractingalignment
- SolutiondesigninlinewithEnterpriseArchitecture
- Integration,testing,andqualityassurance
- Datamigration,reconciliation,andvalidation
- Cutoverexecutionandpost-go-livestabilization
- Drivestrongcoordinationacrossbusiness,operations,compliance,andvendors
PaymentsTechnologyImplementation
- LeadimplementationoftheBanksPAYMENTSecosystem,including:
- Raast(InstantPaymentSystem)
- IBFTandRTGSintegrations
- Cardmanagementandswitchingplatforms
- EnsurefullcompliancewithSBPandpaymentschemeregulations
- Enablehighavailabilityandreal-timeprocessingcapabilities
- EstablishrobustReconciliation,Settlement,andTransactionMonitoringprocesses
- EnsuretightintegrationwithCoreBankingandDigitalplatforms
DigitalBankingPlatforms
- LeadimplementationofDigitalBankingChannels,including:
- MobileBanking
- InternetBanking(RetailandCorporate)
- DigitalOnboardingandCustomerLifecycleplatforms
- DeliverEnd-to-EndDigitalCustomerJourneysthataresimple,secure,andefficient
- EnableAlways-OnDigitalServiceswithreal-timecapabilities
- DriveAPI-FirstEnablementforecosystemintegrationandfintechcollaboration
- Ensureplatformsmeethighstandardsofperformance,usability,andscalability
Integration&Middleware
- DesignandimplementarobustIntegrationLayer(APIs,Middleware,ESB)
- Ensureseamlesssystemsconnectivityacross:
- CoreBanking
- PaymentsSystems
- Digital Channels
- Externalecosystemsandregulatoryplatforms
- EnforceStandardization,Reusability,andGovernanceacrossintegrations
- EnsureSECUREandSCALABLEDATAEXCHANGEmechanisms
DataPlatformImplementation
- LeadimplementationoftheBanksEnterpriseDataPlatform, including:
- Data Warehouse
- Real-timedatapipelines
- Reportingandanalyticsenablement
- EnsureDataConsistency,accuracy,andreconciliationacrosssystems
- SupportRegulatoryReporting(SBP)andbusinessintelligenceneeds
- EstablishDataGovernanceControlsincludingownership,quality,andvalidation
ProgramGovernance&DeliveryControl
- EstablishstrongGovernancestructuresacrossallprograms
- Ensureclearplanning,milestonetrackingandriskmanagement
- Drivedisciplinedexecutionacrossmultipleworkstreamswithfullaccountability
- Maintaintransparencyonprogress,risks,anddependenciestoCIOandSteeringCommittees
- Ensuretimelyescalationanddecision-making
Vendor&PartnerManagement
- Ensurestrictvendoraccountabilityfordeliverytimelinesandquality
- MonitorvendorperformanceagainstcontractualcommitmentsandSLAs
- Proactivelymanagedeliveryrisksanddependencies
- Avoidlong-termvendorlock-inthroughcontrolledarchitecturaldecisions
Testing,QualityAssurance&ReleaseGovernance
- Ensurecomprehensivetestingstrategy,including:
- SystemIntegrationTesting(SIT)
- UserAcceptanceTesting(UAT)
- Performanceandstresstesting
- Enforcestrictqualitygatesbeforeproductionreleases
- MaintaincontrolledandgovernedReleaseManagement
- Ensureproductionreadinessthroughmonitoring,observability,andproactiveissuedetection
Go-Live&Stabilization
- Leadcutoverplanningandexecutionwithminimaldisruption
- EstablishaCommandCenterduringgo-live
- Driverapidissueresolutionandstabilization
- EnsuresmoothtransitiontoITOperationsandSupportteams
KeyDeliverables:
- SuccessfulandcontrolledCoreBankingImplementationandStabilization
- FullyintegratedandcompliantPaymentsEcosystem
- LaunchofSecureandScalableDigitalBankingPlatforms
- RobustIntegrationLayerenablingseamlessconnectivity
- OperationalDataPlatformsupportingregulatoryandbusinessneeds
- DeliveryofallprogramswithDiscipline,Control,andTransparency
CoreCompetencies:
- StrongExecutionandDeliveryLeadership
- DeepexpertiseinCoreBankingandPaymentsSystems
- StrongunderstandingofDigitalBankingPlatforms
- SolidgriponIntegrationArchitectureandDataFlows
- HighlevelofGovernance,Control,andRiskAwareness
- StrongStakeholderandVendorManagementcapability
- AbilitytodeliverunderHighPressureandStrict Timelines